Pension Calculator

Estimate your RSA balance at retirement under Nigeria's Contributory Pension Scheme.

No live data needed

Monthly pensionable pay

NGN

Basic + housing + transport allowanceCurrent RSA balance

NGN

Employee contribution

PenCom minimum is 8%Employer contribution

PenCom minimum is 10%Expected annual return

Years to retirement

years

Expected payout period

years

Used only for the rough monthly drawdown estimate below

Monthly contribution (employee + employer)₦90,000.00

Projected RSA balance at retirement₦141,851,997.06

Total contributions₦27,000,000.00

Estimated investment growth₦114,851,997.06

Rough estimated monthly drawdown₦591,049.99

This is a simplified projection, not a PenCom programmed-withdrawal or annuity calculation. Actual RSA growth depends on your Pension Fund Administrator's returns and PenCom rules.

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